Solutions

Intelligence for every financial need

Whether you are managing personal finances, growing a business or building financial infrastructure, Finclusivo has the solution.

Businesses

Smarter financial decisions at every scale

Use Qwant-AI for real-time financial analytics, intelligent forecasting and automated reporting that scales with your business operations.

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Key benefits

  • AI-powered financial analytics
  • Cash flow forecasting
  • Automated financial reporting
  • Multi-currency intelligence
Individuals

Take control of your financial life

Use FinBuddy to automatically track your income and expenses, understand spending patterns and build healthier financial habits, all powered by AI that understands African mobile money.

Key benefits

  • Automatic SMS transaction tracking
  • Personalised spending insights
  • Goal-based savings recommendations
  • Financial health scoring
Financial institutions

Enterprise infrastructure for the future of finance

Deploy lending intelligence, credit scoring, financial marketplace infrastructure and embedded finance APIs through the Finclusivo enterprise platform. White-label available.

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Key benefits

  • Lending intelligence and credit models
  • Regulatory compliance automation
  • Financial marketplace infrastructure
  • Embedded finance and white-label APIs
Products

The Finclusivo product family

Three products on one intelligence layer: for individuals, for businesses and for the institutions that serve them.

Financial intelligence engine

Qwant-AI

The core reasoning engine of the Finclusivo platform. It provides advanced financial analysis, intelligent conversational AI and structured financial data processing for both individual and institutional users.

Try Qwant-AI
  • Financial reasoning AI model
  • Intelligent financial chat
  • Structured financial analysis
  • Data-driven decision support
  • Real-time market insights
  • Multi-currency intelligence
AI personal finance for Africa

FinBuddy

FinBuddy is an AI-powered mobile personal finance assistant built natively for African markets. It automatically parses SMS transaction notifications, categorises spending and delivers actionable financial health insights.

  • SMS and USSD transaction parsing
  • Automated spending categorisation
  • Financial health scoring
  • Smart budgeting and savings goals
  • M-Pesa and mobile money integration
  • Offline-first architecture
Financial infrastructure at scale

Finclusivo Enterprise

A suite of financial infrastructure tools for institutions, banks and fintechs. From lending intelligence to embedded finance systems, Finclusivo Enterprise powers the wider financial ecosystem.

  • Lending intelligence and credit scoring
  • Financial marketplace infrastructure
  • Embedded finance APIs
  • Regulatory compliance tools
  • White-label AI integration
  • Custom deployment options

Find the right solution

Talk to our team to find the right Finclusivo product for your needs.